PRIMARY/EXCESS COVERAGE

Stone & Johnson attorneys have obtained summary judgment for their excess insurers on the basis that the entirety of the loss must be allocated to the primary layer.

• Missouri Pacific R.R. Co. v. International Ins. Co., 288 Ill.App.3d 69, 679 N.E.2d 801 (2nd Dist. 1997) (SIRs constituted primary coverage which insured was required to exhaust before looking to insurers for coverage).

• Employers Ins. of Wausau v. EHLCO Liquidating Trust, et al., Cook County Cir. Ct. No. 93 CH 01869 (Illinois March 21, 1995).